Credit Card Processing for Costco Members

Start taking payments

Sales M-F 9 a.m. - 8 p.m. EST

1-844-296-7878

Customer service

Available 24/7

1-877-807-6239

Costco Members Could Save an Average of $2,032 per Year!²

Transparent pricing.

$0 application fee for Executive Members³

Low rates and fees.

$0 monthly statement fee for Executive Members³

Exclusively for Costco members.

Equipment rentals starting as low as $8 per month⁴

No cancellation fee

Get a reliable payment solution built to keep transactions smooth and your business running efficiently.

Elavon Terminal

This smart terminal is designed for businesses that want mobility, insight and added functionality.

Organize your products by category and type
Build an in-app catalog or menu
Track actionable insights like customer purchases and peak sales cycles

Desk 3500

This countertop terminal is perfect for businesses that value simplicity, consistency and ease of use at the point of sale.

Get started quickly with an easy setup and intuitive, user-friendly interface
Accept chip, swipe, digital wallets, and contactless payments

Poynt

Take the checkout to customers wherever you do business with this wireless smart terminal.

5” Customer-facing screen
Features like inventory, customer and order management help improve operations
Easily create discounts and promotions

Elavon Payment Gateway

EPG is a seamless platform for all your payments – whether customers buy online, over the phone, or by mail.

Flexible and configurable payment experience
Issue real-time Pay-By-Link invoices via email
Increased security to reduce the risk of fraud

Check out how members make the most of their Costco membership with Elavon.

View transcript

This month’s special

Costco Executive Members get 12 months of equipment rental credit and Gold Star/Business Members get 6 months with a new merchant account.¹

Tiered Pricing Exclusively For Costco Members

In-Person and On-The-Go

1.10%³

plus 12 cents per qualified swipe or chip transaction.

Online

1.90%³

plus 25 cents per qualified transaction.

What are your benefits

No annual fee

No batch fees

No additional authorization fees

No cancellation fee or early termination fees

No reporting fees

Cost saving analysis

No application fee for Executive Members⁴

No statement fees for Executive Members⁴

Contact sales

Grow your business with intuitive eCommerce payment solutions.

BASIC PLAN

Core

Starting at $12/month

Payment processing fees apply.⁵

Send payment links and invoices and manage recurring billing with ease. Connect Elavon payments to your existing Wix website.

Best for:

Solo entrepreneurs
Digital service providers

Who want to:

Send payment links and invoices
Manage recurring billing
Launch quickly with minimal setup
Integrate payments with existing Wix website

Apply now

BUILT WITH WIX

Plus

Starting at $29/month

Payment processing fees apply.⁵

Grow your business online with a branded storefront on the Wix platform.

Best for:

Small teams
Growing eCommerce businesses

Who want to:

Grow your business online with a digital storefront
Sell on social media and marketplaces
Collaborate with up to five users

Apply now

BUILT WITH WIX

Pro

Starting at $39/month

Payment processing fees apply.⁵

Scale your business with complex shipping, automated sales tax and enhanced marketing and analytics on the Wix platform.

Best for:

Seasoned teams
Growing online retailers

Who want to:

Manage complex shipping and automated sales tax
Access enhanced marketing and analytics
Collaborate with up to 10 users
Manage reputation through reviews

Apply now

Customer Reviews

"Elavon is fabulous! When we open new clinics all I have to do is email my customer account manager and she takes care of everything. Very professional and most helpful. My customer account manager makes my job easier!"

Jamie Landrum
Sugar Hill Practice Management

Actual customer not pictured

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Monday - Friday
9:00 a.m. - 8:00 p.m. EST

1-844-296-7878

Existing customer?

Reach out to our 24/7
customer service line.

1-877-807-6239

Disclosures

Must be a U.S. Costco member. To qualify for this promotion, you must sign up for a new Elavon merchant account from June 1, 2026 – July 31, 2026. The new account must be activated by August 31, 2026, by processing and settling a payment batch of at least $100. This promotion is limited to two (2) rental devices per member. Costco Executive Members, that meet the qualifications, will receive twelve-months of equipment rental credits. Costco Gold Star and Business Members, that meet the qualifications, will receive six-months of equipment rental credits. Elavon Point-of-Sale Register package rentals are excluded from the promotion. Merchant accounts have to be activated and actively processing payment transactions for a minimum of one week and be in an open status at the time of the monthly statement credit award. The equipment credit will be applied to the Elavon monthly statement within 90 days of new account activation. Limit one statement credit offer for each member. The value of the statement credits as applied will offset the equipment rental fees billed for six months or one year depending on the Costco membership level at the time of boarding. Services provided by Elavon.
Estimated savings are calculated on annual processing rates and are based on Elavon's analysis of The Strawhecker Group’s industry data survey in payment processing services as of December 2025 on net revenue from merchants of a similar size and type compared to the portfolio. Actual savings will depend on business type, card type, and manner of card acceptance and volume of transactions. Non-Executive Members pay an Application Fee and Monthly Statement Fees. Services provided by Elavon.
Visa/Mastercard/Discover service is sponsored through Elavon. Rates listed are for qualified card transactions. Lodging (at 1.79% plus 20 cents) payments are not eligible for the in-person qualified rate. Additional rate tiers and costs apply to non-qualified transactions. A monthly minimum charge of $20 applies when total monthly transaction fees and per-item charges are less than $20 per month. A $25 Application Fee and $4.95 Monthly Statement Fees apply for non-Executive Members. Rates and fees may change without notice. Rate and acceptance are subject to underwriting and business approval. This rate is for U.S. Costco members only. Call Elavon at 1-800-551-0951 for all terms and conditions.
Must be a U.S. Costco member. Terminal rental pricing starts at $8 for the Desk 3500 countertop unit. Other models are available at a higher rental cost. Installation, usage and other fees and taxes may apply. Purchase option is also available. Features and functionality may vary per terminal model. Services provided by Elavon.
Elavon assesses the following transaction fees, depending on the acceptance method for the credit card payment:  
- Qualified and Rewards: Most standard or reward cards with all information entered 1.90% + $0.25
- Mid-qualified: Most keyed transactions with all information entered, some commercial cards 1.90% + $0.25
- Commercial cards: Commercial cards 2.65% + $0.29
- Non-Qualified: Most keyed transactions with missing information, high cost specialty rewards cards, Commercial Level 1 3.35% +$0.29
- Ultra-non-qualified standard tier: Keyed transactions with missing information or settled late for qualification 4.20% + $0.29
Disclosed transaction fees apply for online applications. Transaction fees may vary and other fees may apply for accounts not opened online.

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Costco Payment Processing

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Customer service

Costco Members Could Save an Average of $2,032 per Year!²