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Customer Service 24/7

Time is money, so why wait? Cash flow management is an important part of business operations. That’s why we offer a variety of funding speeds to help you best manage when you receive payment for the day’s transactions. Whether you’re comfortable with a one- to two-day timeframe, or want funds on a more expedited schedule, we offer three flexible business funding options. Choose the one that works best for you.

Standard ACH

Funded within 2-3 business days

Available on all business accounts, Automatic Clearing House (ACH) is the standard speed of funding. ACH solutions allow you to improve cash flow forecasting, increase accuracy through electronic payments and access funds with greater speed and visibility. ACH funds are made available within one to two business days of a batch being submitted.

Fast Track Funding2

Batch overnight funded by 5:00 p.m. local time every business day

If your business is in another time zone, operates late at night, or doesn’t batch until late night, you could be experiencing unnecessary delays in funding. With Fast Track Funding you can receive your funds by 5 p.m. local time each business day, as long as you submit your batch before 6 a.m. ET, and your batch totals $1,000,000 or less. No matter what time you batch, you’ll receive your funds within one business day.

True Daily Funding1

Funded within hours of batch, every day – including weekends

True Daily Funding is the fastest funding method in the industry and it includes weekend funding. Powered by the Real-Time Payments network, True Daily Funding gives you funding and access seven days a week. Simply submit a batch that totals $1,000,000 or less, and get funded within hours.

Standard ACH Fast Track Funding True Daily Funding
Funding timeframe Funded within 2-3 business days Batch overnight funded by 5:00pm local time every business day Funded within hours of batch, every day - including weekends
Frequency of funding Daily, Monday - Friday Daily, Monday - Friday 7 days a week - including weekends and holidays
Batch size limits No funding limit of settled batch maximums $1,000,000 maximum per settled batch file $1,000,000 maximum per settled batch file
Market limitations Bank account must be at participating RTP network bank.

True Daily Funding

Tiered Pricing Exclusively For Costco Members

In-Person and On-The-Go


plus 12 cents per qualified
swipe or chip transaction.



plus 25 cents 
per qualified transaction.


What are Your Benefits

  • No annual fee
  • No reporting fees
  • No batch fees
  • Cost saving analysis
  • No additional authorization fees
  • No application fee for Executive Members
  • No cancellation fee or early termination fees
  • No statement fees for Executive Members

Customer Reviews

Blue Open Quotes

We have been with Elavon for a long time, 10 years, and we wanted to see if Elavon could save us money. We discussed pricing programs and went with Built Around You Pricing (BAY). We also discussed a call back in 3 months to make sure this program still works for us. I appreciate the call from our customer account manager. Our customer account manager is awesome. I am glad I have someone I can contact directly for assistance.


Burning Solutions LLC

Five Golden Stars

Blue Close Quotes
Jo Moncrief, Owner | The Best Electrolysis

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Get a Second Opinion on Your Payment Processing Fees

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1Must be a U.S. Costco Member. True Daily Funding is $12 a month. Available for new and existing Elavon customers with batches or funding payments less than $1,000,000 per deposit. If settled amount exceeds $1,000,000 the amount will be routed via ACH payment. Funding could be delayed as compared to True Daily Funding speeds. Funding speeds will vary between weekdays and weekends, and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. To qualify, the depository bank account must be with a bank participating as a real time payments network provider. All features and specifications are subject to change without notice. Restrictions may apply. Service provided by Elavon.

2Must be a U.S. Costco Member. Available for new and existing Elavon customers. Submit a batch of up to $1,000,000 between 10pm and 6am EST and receive your funds by 5pm local time of the same business day – Fast Track Funding is $8 a month. All features and specifications are subject to change without notice. Restrictions may apply. Service provided by Elavon..


*Visa/Mastercard/Discover service is sponsored through Elavon. Rates listed are for qualified card present transactions. Lodging (at 1.79% plus 20 cents) does not qualify for the in-person qualified rate. A monthly minimum charge of $20 applies when total monthly transaction fees and per-item charges are less than $20 per month. A $25 Application Fee and $4.95 Monthly Statement Fees apply for non-Executive Members. Rates and fees may change without notice. Rate and acceptance are subject to underwriting and business approval. This rate is for U.S. Costco members only. Call Elavon at 1-800-551-0951 for all terms and conditions.

†Executive Members do not pay an application fee or monthly statement fee. Non-Executive Members pay a $25 application fee and $4.95 monthly statement fee.